ATTENTION MOTIVATED FIRST HOME BUYERS
Ready to buy your first home 2025?
Take our 40-second quiz to find out if you're likely to get approved + see what special rates & cash backs you're eligible for...
ATTENTION MOTIVATED FIRST HOME BUYERS...
Ready to buy your first home in the next 6 months?
Take our 40-second quiz to find out if you're likely to get approved
+ see what special rates & cash backs you're eligible for...
80%
APPROVAL RATE*
125+
APPLICANTS/MONTH
5%
Minimum DEPOSIT*
What Our First Home Buyer's Are Saying...
What our 1st home buyers are saying...
Stephen McMahon
Sarah & Pablo
Mark, Bobby, Asa & Jess
Nathan & Miriam
Don’t Stress
Let's make it Simple
Take the first home lending quiz to see if you're likely to get an approval
Simplify your Journey to approved lending for your 1st home...
Getting on the property ladder maybe easier than you think!
NZ 1st Home Lending Specialist
Hi, I'm Michael Cooper
Getting into your first home is an exciting journey! It can seem daunting or even overwhelming to begin with, but it doesn't have to be.
Sound Familiar?
You want to purchase your own home but don't know where to start?
Wondering if now is a good time to buy or not?
You worry about whether you will be able to afford the ongoing mortgage repayments?
Nervous property prices will increase again before you get the chance to purchase?
You feel like it's an uphill battle to save for a deposit and meet the bank's financial requirements?
If you said yes to any of these things, your not alone... But don't worry... That's where i come in.
As a 1st home lending specialist, I make it my job to take the hassle out of the process, keep you informed and make sure you feel supported every step of the way so you can feel confident about making the best decisions for your situation.
Ready to find out if you're likely to get lending?
Purchasing Your first home
is as easy as
1.
Complete the free
40-second quiz
2.
book your 1 on 1 results call with michael
3.
Get personalised advice + lending approval
Ready to find out if you're eligible for lending?
Purchasing Your First Home
is as easy as...
1.
Complete the Free
40 Second Quiz
2.
Book Your 1 on 1 Call
with Michael
3.
Get Personalised Advice
& Lending Approval
What Are You Waiting For?
See What Our Clients are saying...
Johan van der Walt
A big shout out to Michael Cooper for what we define as excellence! From our first online meeting , right through our purchase experience. As our first home , we were absolutely amazed how easy the whole transaction went ! Thank you Michael for your outstanding customer service, your excellent lending advice and over all service! Greetings from the van der Walt family from Palmerston North.
Kimberley Titoy
Buying a property for the first time is tough in itself and having a great team to help you with the whole process makes all the difference. I was lucky enough to have received an outstanding service from Michael Cooper of Cooper Mortgages who had not only been very open to hear about my present circumstance, he had also used his knowledge and expertise to give us financial advise that's tailor fit to our situation. He's very reliable in terms of being proactive on updates as well as making sure all our queries via email and SMS are replied on. Overall satisfied with the excellent service we received :)
Katryn Van Vuuren
We used Cooper Mortgages to help us buy our first home and from the first message, online meeting to our settlement was just amazing to work with Michael
Thank you Michael for all the effort you put into helping us from early morning to late at night you we're always willing and helpful.If we could give you 10 ⭐ stars we would.Van Vuuren family
Tai Kingi
Michael was amazing from our first contact to post settlement. He guided us through the process answering all our questions and giving us clarity in a confusing at times process. His recommendations for various services were spot on and was always available to answer questions and provide guidance. Everything we asked of him he did or provided sound reasons through his years of experience.
The fact we weren't in the same city never caused any issues and in fact probably benefited us in many ways.
I would and have recommended Michael to anyone that will listen and will be keeping his details close at hand for any future services and re-fixing of rates.
Mahen Peiris
I had an outstanding experience with Cooper Mortgage! From the very beginning, their team was professional, responsive, and incredibly supportive. My mortgage consultant, Michael, went above and beyond to guide me through the entire process. They took the time to explain everything clearly, answered all my questions, and made sure I felt confident every step of the way.
What really impressed me was their attention to detail and commitment to finding the best solution for my needs. Thanks to their expertise and dedication. The entire process was smooth, efficient, and stress-free.
I highly recommend Cooper Mortgage to anyone looking for a reliable, knowledgeable, and client-focused mortgage company. They truly care about their clients and deliver exceptional service. Thank you, Cooper Mortgages, for making this such a positive experience!
Susan Tuaniu
I am so happy I chose Michael from Cooper Mortgages. He was very patient with me and had plenty of advice to offer as a first-time home buyer. I was so nervous, and Michael made me believe my dream can also come true. Wow, now I can say proudly, thanks to Michael. I'm now a first-time home owner. I highly recommend Michael at Cooper Mortgages. Once again, THANK YOU so much, Michael.
